A massive windfall of $166 billion is currently sitting in the federal treasury, representing taxes once collected under trade policies that the Supreme Court has rightly struck down. This money belongs to the people and the small businesses that were squeezed by rising costs. Yet, instead of a simple return of funds to the American family, we are witnessing the emergence of a predatory secondary market. Hedge funds and 'liquidity specialists' are moving in like vultures, offering cash-starved companies a fraction of what they are owed in exchange for the rights to their future refunds. This is a moral failure of our financial system. When a family is forced to sell their future for a pittance today because the government is too slow to do what is right, we have abandoned the principle of justice. These $166 billion should not be used to pad the portfolios of Wall Street speculators who produce nothing. They should be returned to the retailers and manufacturers with the strict condition that the savings be passed back to the consumers. We must demand that the government act with speed and clarity. Every day the refund process remains a mystery is another day a small business is tempted to sell its birthright for a bowl of pottage from a hedge fund. We cannot allow the financialization of our national recovery to continue at the expense of the honest worker.